A leaking roof shouldn’t cost someone their home. But for many low- to moderate-income homeowners in rural Arkansas, that’s exactly the kind of repair that slips out of reach when traditional lenders aren’t an option.
Communities Unlimited (CU) offers Home Improvement Loans to residents across over 30 Arkansas counties. The program offers loans up to $3,500 with a two-year term at 10% APR, with no collateral required and no credit score minimum.
Eligible repairs include leaking roofs, HVAC systems, flooring, mold remediation, and other critical fixes that affect health and safety. Eligible Arkansas counties include: Arkansas, Ashley, Bradley, Calhoun, Chicot, Clay, Cleveland, Columbia, Craighead, Crittenden, Cross, Desha, Drew, Greene, Hempstead, Jackson, Jefferson, Lafayette, Lee, Lincoln, Little River, Miller, Mississippi, Monroe, Nevada, Ouachita, Phillips, Poinsett, Prairie, St. Francis, Union, and Woodruff.
To qualify, applicants must demonstrate proof of homeownership and a debt-to-income ratio at or below 40%. Proof of on-time payments may be requested in place of a credit check.
To learn more or apply, visit Home Improvement Loans – Communities Unlimited or contact 479-443-2700.
About Communities Unlimited
Communities Unlimited, Inc. is a 501(c)(3) nonprofit organization with over 115 employees, delivering programs and services that connect 2.1 million people across more than 1,300 rural communities in the South to the capital, expertise, and infrastructure they need to achieve sustainable prosperity. Founded in 1976, CU operates in Alabama, Arkansas, Louisiana, Mississippi, Oklahoma, Tennessee, and Texas. Through a holistic approach that integrates human connection, technology, and expertise, CU supports small businesses, sustainable water systems, rural housing, and economic development, working alongside communities to sustain healthy businesses, healthy communities, and healthy lives.
